Financial Calculators — Free Online Tools

Calculate home loan EMI, prepayment interest savings, FOIR borrowing eligibility, and Section 24(b) & 80C tax benefits.

Calculate car EMI, on-road vehicle cost, 36–84 mo tenure trade-offs, and flat vs reducing interest rates.

Calculate personal loan EMI, upfront processing fees with 18% GST, true effective APR (IRR), and compare two loan offers side-by-side.

Calculate student loan EMI, moratorium interest accrual, paying vs capitalising interest, and Section 80E tax deductions.

Calculate transaction EMI, 18% GST on interest, debt payoff timeline against the MAD trap, and No-Cost EMI.

Calculate monthly installments, total interest, and amortisation split for personal and auto loans.

Detailed home loan EMI planner including property tax, insurance, and PMI calculations.

Calculate quarterly compounding maturity value, monthly/quarterly payouts, senior citizen extra yield, post-tax net income & inflation purchasing power.

Calculate quarterly compounding maturity amount, senior citizen yields, annual step-up installments & month-wise amortization schedule.

Calculate 15-year PPF maturity, EEE tax-free interest, 5-year block extensions & compare returns against taxable fixed deposits.

Calculate government-backed 21-year maturity value, 15-year deposit schedules, and tax-free returns for your girl child.

Calculate mutual fund SIP returns, annual step-up compounding, closed-form target goal planning & inflation purchasing power.

Calculate mutual fund SWP monthly income, corpus longevity, annual inflation step-up & sustainable payouts.

Calculate mutual fund lumpsum investment returns, compound wealth growth, target goals & lumpsum vs SIP comparison.

Calculate simple & compound interest, compare compounding frequencies, add recurring deposits & view compounding bonus.

Plan future college costs with 8%–10% education inflation, required monthly SIP, lump sum, and staged goals.

Calculate required retirement corpus for target monthly pension, compare Life vs ROPP annuities, and bridge savings shortfalls.

Model lump-sum compounding growth and monthly SIP investments with estimated returns.

Calculate the total retirement corpus you will need and required monthly savings targets.

Compare New vs Old regime tax liability, Section 87A rebate up to ₹12 Lakh, deductions, and find your cheaper regime.

Compare buying a house with a home loan vs renting and investing down payment in mutual funds.

Estimate take-home pay, Provident Fund, and income tax deductions based on annual CTC (India).

Add or extract GST, VAT, and sales taxes from gross or net financial amounts.

Calculate savings, final sale prices, and reverse discounts from initial price tags.

Split restaurant bills, calculate tip percentages, and round shares per person easily.