Key Points: SmartCalc is a free educational and informational tool. Calculator results must not be the sole basis for financial, medical, legal, or engineering decisions. Always verify with a qualified professional.
1. Acceptance of Terms
By accessing or using SmartCalc (the "Service"), you agree to be legally bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service. We reserve the right to modify these Terms; continued use constitutes acceptance.
2. Description of Service
SmartCalc provides 40 free online calculator tools including standard/scientific arithmetic, live currency converter (ECB rates), live crypto converter (CoinGecko), unit converter, BMI, loan/EMI, investment, GPA, mortgage, salary, retirement, calorie/TDEE, statistics, matrix, quadratic solver, Ohm's Law, area/volume, triangle, binary arithmetic, color converter, timezone converter, random number generator, password generator, text tools, fraction calculator, ratio calculator, and more.
3. Permitted Use
You are granted a limited, non-exclusive, non-transferable licence to access the Service for personal, educational, and non-commercial purposes. You may use the tools for personal calculations, share links to the Service, and reference results in educational contexts.
4. Prohibited Use
You agree not to: violate applicable laws; interfere with Service infrastructure; attempt unauthorised access; use automated scrapers placing unreasonable load on our servers without written consent; frame or mirror the Service without permission; or remove proprietary notices.
5. Accuracy of Results — Important Notice
Results are for informational and educational purposes only. Specific limitations:
- Currency rates: Live rates from ECB/Frankfurter and fawazahmed0 CDN. May have slight delays. For financial transactions, verify with your bank or forex provider.
- Crypto prices: Live from CoinGecko public API. Crypto markets are highly volatile; prices change by the second. Never make trading decisions based solely on these results.
- Financial (EMI/Investment/Mortgage/Salary): Indicative estimates based on standard formulas. Actual figures vary based on lender terms, compounding, fees, and applicable regulations. Consult a qualified financial adviser.
- Health (BMI/Calorie/Water): Screening tools, not medical diagnoses. Consult a qualified healthcare professional for personalised advice.
- Scientific: IEEE 754 double-precision arithmetic; minor rounding may occur at extreme precision levels.
6. Intellectual Property
The Service, its design, code, text and graphics are the property of SmartCalc and protected by copyright law. The mathematical formulas, conversion factors, and reference data used are in the public domain; only their specific implementation is proprietary.
7. Third-Party APIs
SmartCalc uses Frankfurter API (ECB data), fawazahmed0/currency-api, and CoinGecko's public API to provide live data. These services are provided by third parties under their own terms. SmartCalc is not responsible for their availability, accuracy, or any changes to their services.
8. Advertising
Display ads are served by Google AdSense. We do not endorse advertised products and accept no responsibility for third-party content reached via ads.
9. Limitation of Liability
To the fullest extent permitted by law, SmartCalc shall not be liable for any indirect, incidental, consequential, or punitive damages arising from use of or reliance on the Service. Total liability shall not exceed £100 GBP or amounts paid in the prior 12 months, whichever is greater.
10. Disclaimer of Warranties
The Service is provided "AS IS" without warranties of any kind, express or implied, including warranties of merchantability or fitness for a particular purpose.
11. Governing Law
These Terms are governed by the laws of England and Wales. Disputes are subject to the exclusive jurisdiction of the courts of England and Wales.
12. Contact
Email: support@smart-calculator.in | Form: Contact page